Rick works directly with clients to develop, implement, and monitor strategies to address their investment, tax, estate, and financial planning needs. 

As the Director of Financial Planning & Wealth Management with Veritas, Rick has over 15 years of experience working with a diverse clientele including retirees and business owners. 

Prior to joining Veritas, he worked as Head of Financial Planning for a Northern Virginia based investment advisory firm, specializing in clients that are in or near retirement. In addition to his experience helping clients meet their financial and investment planning goals, he has worked for a fintech hedge fund specializing in digital assets. 

Rick has been a practicing Certified Financial Planner™ professional since 2012. In addition, he earned the Chartered Financial Analyst designation in 2021, the highest distinction in the investment management profession. From 2016 to 2018, his passion for knowledge and gaining a global perspective led him to study in Madrid, Spain where he completed his MBA and Master in Finance degrees. 

Rick is a Southern California native and currently resides in Northeast Washington, DC with his three dogs, Don Juan, Pablo, and Radar. He is fluent in Spanish and has conversational skills in American Sign Language. 

Rick is located in our Tysons, Virginia office, and can be reached by phone at (703) 350-4745 or via email at rbaray@vfwealth.com.